Plans & Pricing

Plan Overview

Thrive offers two plan tiers designed to match different levels of trading activity and data requirements. Both plans include a monthly credit allocation that covers most actions on the platform. You can switch plans at any time. Upgrades take effect after you confirm the prorated charge and the payment succeeds.

Pro

Pro is the most popular tier for active traders who focus on major assets. With 2,000 credits per month, a typical trader can view the data feed daily, run screener queries, and maintain an active trade journal without running out of credits. The annual plan at $999/year saves you $189 compared to monthly billing.

Pro+

Pro+ unlocks the full Thrive platform. It is the recommended tier for serious traders, fund managers, and analysts who need comprehensive market coverage and the research desk data platform. The 5,000 monthly credit allocation supports heavy daily usage including AI deep research, backtesting, and smart money queries.

Full Plan Comparison

The table below compares every major feature across both tiers.

The Credit System

Thrive uses a credit-based system to meter access to features that have real infrastructure cost: data processing, AI model inference, compute for backtesting, and data warehouse queries. This model ensures that pricing is fair and directly correlated with the value you extract from the platform.

How Credits Work

Every plan includes a monthly credit allocation that resets on the first of each month. When you perform a credit-consuming action, the cost is deducted from your monthly balance. If your monthly credits are exhausted, the system draws from your purchased credit balance (if any). If both are depleted, credit-consuming actions are blocked until the next monthly reset or until you purchase additional credits.

Your current credit balance is always visible in the sidebar at the bottom of the navigation. Click it to open the detailed credit usage dashboard showing your transaction history, usage by category, and remaining allocation.

What Costs Credits

Credit costs are calibrated so that a typical daily active trader on the Pro plan (2,000 credits/month) uses roughly 60-80% of their allocation with normal usage patterns. Here are the most common actions and their costs.

Actions That Do Not Cost Credits

Purchasing Additional Credits

If you exhaust your monthly allocation before the reset date, you can purchase credit packs that are added to your purchased balance. Purchased credits never expire and are only consumed after your monthly allocation is depleted.

Credit packs are priced above your included plan allocation per credit. Pro includes credits at ~5.0¢ each; Pro+ at ~7.0¢. Packs are for overflow when you run out mid-cycle, if you consistently need more, upgrading your plan is the better deal.

Billing and Plan Management

All billing is handled through our payment processor. You can manage your subscription, update your payment method, view invoices, and switch plans from Settings → Subscription in the dashboard. Plan upgrades take effect after you confirm the prorated charge and the payment succeeds. Downgrades take effect at the start of the next billing period.

Cancellation is available at any time from the Settings page. When you cancel, you retain access until the end of your current billing period. No data is deleted upon cancellation; if you resubscribe later, your journal entries, dashboards, and settings will be exactly as you left them.

Choosing the Right Plan

If you are unsure which plan to choose, here is a practical framework.