Aave · Compound · Morpho
DeFi Health Factor Calculator
Model your lending position risk. See health factor, max borrow capacity, and the collateral price that triggers liquidation.
DeFi Health Factor Calculator
Model your Aave, Compound, or Morpho position. Health factor below 1.0 triggers liquidation.
ETH on Aave v3 ≈ 82.5%
Health Factor
1.65
LTV
50.0%
Max Borrow
$8K
Liq. Price
$2K
Drop to Liq.
-39.4%
Interest accrues on debt over time, lowering your health factor. Target HF above 2.0 on volatile collateral and set price alerts before you approach 1.5.
Health Factor FAQ
Health factor measures how safe your borrowed position is. On Aave, HF = (collateral × liquidation threshold) ÷ debt. HF below 1.0 means liquidation. HF of 2.0 means collateral can drop ~50% before liquidation (simplified).
Related Tools
Get liquidation alerts in Thrive
Thrive monitors your DeFi positions and alerts you before health factors become dangerous.